Besstremyannaya, Galina, Egor Ganaga, and Richard Dasher. 2024. “Consumer Heterogeneity and the Use of Cashless Payments in Japan in 2007–2020: A Latent Class Approach”. Applied Econometrics 75 (3): 33-53. https://doi.org/10.22394/1993-7601-2024-75-33-53.