Besstremyannaya G, Ganaga E, Dasher R. Consumer heterogeneity and the use of cashless payments in Japan in 2007–2020: a latent class approach. Applied Econometrics [Internet]. 2024 Mar. 15 [cited 2026 Nov. 7];75(3):33-5. Available from: https://applied-econometrics.owebs.ru/article/view/19910